Member FDIC. APYs are variable and subject to change after opening. The HSBC Premier Checking Account is an ideal option for frequent travelers who want easy and affordable access to their checking account funds anywhere in the world. HSBC Bank USA is a subsidiary of HSBC, one of the largest banks in the world, operating in 67 countries and based in the United Kingdom. $50 monthly fee. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The rebate will be credited to your account on the first business day of the following calendar month. 16 Data rate charges from your service provider may apply. HSBC Direct Savings Account has been ranked as one of the best Savings Accounts … To qualify for the HSBC Premier Checking account, you must either maintain a combined balance of $75,000 across your personal and investment accounts, direct deposit $5,000 or more each month or get a $500,000+ HSBC … © HSBC Bank USA, N.A. Personal Internet Banking is required to access Global View and Global Transfers. The $15 Monthly Maintenance Fee can be avoided as long as one of the following requirements are met: (1) $1,500 minimum balance in combined U.S. Dollar personal deposit accounts and investment* balances; OR (2) a recurring qualifying direct deposit from a third party. Also Premier and Advance banking and more… If you do not already have Adobe Acrobat Reader, you can download it online. To qualify for the HSBC Premier Checking account, you must either maintain a combined balance of $75,000 across your personal and investment accounts, direct deposit $5,000 or more each month or get a $500,000+ HSBC … HSI is an affiliate of HSBC Bank USA, N.A. Make managing your money easy with an HSBC current account. Any opinions, judgments, advice, statements, services, offers or other information presented within a Module are those of a third party and not HSBC. 1 HSBC Direct Checking is an “online only” product, which requires use of automated telephone banking, e-statements, and Personal Internet Banking. Personal Internet Banking through Global View from outside the U.S. may be limited. The $15 Monthly Maintenance Fee can be avoided as long as one of the following requirements are met: (1) $1,500 minimum balance in combined U.S. Dollar personal deposit accounts and investment* balances; OR (2) a recurring qualifying direct deposit from a third party. Please note: $25 monthly maintenance fee is incurred if one of these requirements is not maintained. Your HSBC Advance checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment. For more information, please see our Supported Browsers page. You, Customers who held an HSBC consumer deposit or investment account from October 30, 2017 through and including October 30, 2020 are not eligible for this offer. HSBC Bank USA, N.A is not responsible for these charges. All Rights Reserved. With access to linked savings accounts, overdrafts and digital banking, there’s plenty to consider. Fixed Rates as low as 5.99% APR. For Qualifying Students who opens an HSBC Choice Checking account during the Offer Period, the Choice Checking Account Monthly Maintenance Fee will be waived for six (6) years from account opening. 13 The 6 Year Maintenance Fee Waiver Offer is available for applications completed in United States branches, Customer Relationship Center, the International Banking Center, or any U.S. HSBC Choice Checking website from October 31, 2020 – September 30, 2021 (“Offer Period”). Few other checking accounts offer cash back, … While HSBC is pleased to offer the Modules as an educational service to our customers, HSBC does not guarantee, warrant or recommend the opinion or advice or the product and/or services offered or mentioned in these Modules. Geographic and other restrictions may apply. Stay in control and manage your money anytime, anywhere with 24/7 access to Personal Internet and Mobile Banking.16. 1 HSBC Direct Checking is an “online only” product, which requires use of automated telephone banking, e-statements, and Personal Internet Banking. To qualify for the HSBC Premier Checking account, you must either maintain a combined balance of $75,000 across your personal and investment accounts, direct deposit $5,000 or more each month or get a $500,000+ HSBC mortgage loan. 3 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain balances of $5,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts OR a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan. As one of the world’s largest banking and financial services organizations, HSBC Group6 has been connecting Americans to global opportunities since 1865. To waive the monthly maintenance fee, you'll need to meet one of our minimum balance requirements1: Recurring direct deposits totaling at least $5,000 per month2. Charges and fees may reduce earnings. Get access to funds from local ATMs and available in BMD and USD. 8 Rates, discounts and loan amounts depend on specific program and may require certain personal deposit and investment* balances, reserves, equity and automatic payment from an HSBC U.S. checking account. 12 HSBC offers the Modules for educational purposes only and they should not be considered professional or investment advice. Learn more Learn more about HSBC one . This Foreign Transaction Fee does not apply to transactions using your HSBC Jade World Debit Mastercard® card or HSBC Premier World Debit Mastercard® card. To waive the monthly maintenance fee, you'll need to meet one of the qualifying requirements3. Learn more Learn more about HSBC one . HSBC Premier Checking: The $50 monthly maintenance fee is waived if minimum balance requirements are met: To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts … “HSBC Business Checking account” refers Fusion First, Fusion Smart and Fusion Professional accounts. Unlimited rebates on non-HSBC ATM third-party surcharges in the U.S. Open doors with Advance, from everyday banking to preferred rates, Get up to four rebates per month on non-HSBC ATM third-party surcharges in the U.S. (excludes NY), Value and personalized support for day-to-day banking needs. HSBC Debit Mastercard® cards are issued by HSBC Bank USA, N.A. The final checking account option offered by HSBC is the Basic Banking account. 14 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply. Except for the Basic account, you must maintain high combined HSBC account balances to qualify for the … We're here to help you. 2 Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC checking account from third parties at least once per calendar month. The Welcome Deposit … When you have a HSBC checking account, you can earn up to $2,000 in referral bonuses per calendar year. HSBC Direct Savings can only be opened online. 4 To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month. To qualify for HSBC Advance Checking, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances of at least $10,000 or at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account … To download the Reader to your computer, click the Adobe button. Your friends or family can earn anywhere between $100 to $500 bonus for opening the account. 6 The HSBC Group operates through a network of affiliates and subsidiaries around the world. 10 If you effect a foreign transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your HSBC Debit Mastercard® card, the transaction amount may be further increased by a percentage established from time to time by us. You can earn a cash offer of $450 or up to $600 with a 3% Cash Back Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.. 8 The Annual Percentage Yields (APYs) and balances for an HSBC Direct Checking account which are accurate as of {{currentDate}} are: 0.00% APY% on balances less than $1.00, 0.01% APY $1.00 or more but less than $2,500, 0.01% APY $2,500 or more but less than $5,000, 0.01% APY $5,000 or more but less than $10,000 and 0.01% APY $10,000 or more. — the first line name on the joint account is considered the customer for gift purposes. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met. Enjoy peace of mind with a personal line of credit that can be used as overdraft protection. 7 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries/regions. No monthly maintenance fee for six years13 for eligible new to bank students, No minimum deposit balance required for eligible new to bank students. Qualification requirement – To qualify for the HSBC Premier Checking account, you must either maintain a combined balance of $75,000 across your personal and investment accounts, direct … See your Relationship Manager for details. ATM/Debit card is not available for this product. Take advantage of no withdrawal fees14 at most HSBC ATMs within our expansive global network. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. 11 HSBC Direct Savings is an “online only” product, which requires use of automated telephone banking, e-statements, and Personal Internet Banking. Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Open your new HSBC Premier checking account online by January 7, 2021; and Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening 7 If you effect a foreign transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your HSBC Debit Mastercard® card, the transaction amount may be further increased by a percentage established from time to time by us. No minimum balance with qualifying direct deposit2. If you prefer, you can always download the files now and open them offline later. To qualify for an HSBC Choice Checking College account, you must: (1) open an HSBC Choice Checking account; … This Foreign Transaction Fee does not apply to transactions using your HSBC Jade World Debit Mastercard® card or HSBC Premier World Debit Mastercard® card. HSBC will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month. After the 6-year period, Monthly Maintenance Fee may apply. Advance Checking ($350 Bonus) This account has a $25 monthly fee, this fee is waived if you maintain linked combined balances of at least $10,000 or at least $5,000 with a recurring direct deposit from a third party to an HSBC advance checking account at least once per monthly cycle. HSBC Bank offers a suite of checking accounts ranging from a service-focused professional support offering to a no-frills basic option that only require you to deposit $1 to open. All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Open an HSBC One account via the HSBC HK App today and enjoy up to HKD3,550 in cash rewards. Discover Personal Loans . Our Current Account is designed to help customers build a solid financial foundation. 9 Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from HSBC Advance checking, HSBC Advance Savings and HSBC Advance Promotional Savings. HSBC offers four checking account options – Premier, Advance, Choice and Basic. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Download Adobe Reader. A monthly maintenance fee of $25 will be incurred if one of these requirements is not maintained. Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar … New York, Los Angeles, Chicago, Atlanta, Houston, Seattle, Miami, San Francisco, and Washington D.C. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account. 2020. For Qualifying Students who. There’s no minimum deposit required to open the account in person; you’ll need to deposit … See the HSBC Direct Checking Terms & Charges for more information. Find the answers and while you're at it, tell us how we could do better. Home Equity products are not included. Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Choice Checking account from third parties at least once per calendar month. 5 Basic Banking has no minimum balance requirement and the monthly maintenance fee is $1. HSBC Premier An all-in-one bank account with HKD savings and current accounts, 11 foreign currency savings accounts (including RMB), … The online convenience you need with the security you expect, You must be 18 years of age and have a Social Security Number, Current U.S. residential address and a U.S. residential address for the past two years, Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card, Account information for funding your new account, Electronic Banking Services Information Statement, Personal Internet Banking and Mobile Banking, Careers, media, investor and corporate information, Get the cash you need from our worldwide network of ATMs, Save on fees, no transaction fees when making domestic purchases, and no additional annual or monthly service fees. Personal banking starts here – compare checking options and apply for an account online, Make the most of your future with carefully designed service and benefits. Camera-in device required to be able to utilize HSBC Mobile Check Deposit. See the HSBC Direct Savings Terms & Charges Disclosure for more information. Direct Checking is a simple, online-only checking account for everyday banking, Deposit checks with your mobile device using the HSBC Mobile Banking App5, Pay bills online to anyone in the U.S. with Bill Pay and use online transfers to quickly transfer funds between your eligible HSBC accounts, View, download, or print an electronic version of your statement with up to 7 years of extended access, The money in all your deposit accounts is FDIC-insured to the maximum permitted by law. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained. Professional support with a Relationship Manager, $75,000 minimum balance in deposit and/or investment* balances OR recurring direct deposits2 totaling at least $5,000 per month OR An HSBC U.S. residential mortgage loan with an original loan amount of at least $500,0001, No minimum balance with qualifying direct deposit2 OR $5,000 in combined deposits and investment* balances OR any HSBC U.S. residential mortgage loan3, No minimum balance with qualifying direct deposit2 OR $1,500 in combined deposits and investment* balances.4. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. HSBC Debit Mastercard® cards are issued by HSBC Bank USA, N.A. The HSBC Premier Checking Account is an ideal option for frequent travelers who want easy and affordable access to their checking account funds anywhere in the world. Borrowers must meet program qualifications. Although it’s interest-bearing, it doesn’t have the highest APY rate for checking accounts… Private Bank customers that have requested a non-interest bearing account will have no interest and/or APY earned. HSBC Debit Mastercard® card with no annual or monthly service fees. © HSBC Bank USA, N.A. HSBC Mobile Banking App is available for iPhone®, iPad®, AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. There is no charge for the first eight checks/withdrawal slips you write, then you will be charged $ .35 per check or withdrawal. This is an HSBC consumer account and is not available as an HSBC business account. 5 Data rate charges from your service provider may apply. Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Choice Checking account from third parties at least once per calendar month. 2 Personal checks are not available for HSBC Direct Checking accounts through HSBC check vendor. To waive monthly maintenance fees, you'll need to meet one of our minimum balance requirements4: No minimum balance with recurring direct deposit2. As the name implies, there are very few special features with this basic checking account. HSBC will rebate up to four qualifying non-HSBC ATM third-party surcharges incurred based on transaction date order during the calendar month. HSBC Bank USA, N.A. ** Viewing PDF files require the use of Adobe Acrobat Reader. United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. A smart, all-inclusive banking solution that allows you to bank on your terms.. Student Chequing: An unlimited chequing account … 3 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply. After downloading the software, follow the instructions for installing the program. An HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. This is an HSBC consumer account and is not available as an HSBC business account. The lower-level account is Advance Checking, which has a minimum balance requirement of either $10,000 among all HSBC accounts … *Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. The HSBC Advance Checking account is available through the brick-and-mortar arm of the institution. U.S. persons should consult a tax adviser for more information. To apply for a deposit account online, you must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years. Open an HSBC One account via the HSBC HK App today and enjoy up to HKD3,550 in cash rewards. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keep your information secure, and what you can do to ensure a safe online experience. To safeguard the confidentiality of your personal information View from outside the U.S. and other countries/regions your... Basic checking account option offered by HSBC period, monthly maintenance fee incurred. Devices and must be downloaded from the App StoreSM or Google PlayTM * Viewing PDF require! 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If the minimum balance requirements are not available for iPhone®, iPad®, devices... A HSBC checking account you, and the circles design is a trademark of Mastercard International.! Your HSBC eligible checking account options – Premier, Advance, Choice and.... Day to day Banking and wealth management needs.. HSBC Advance * * PDF. Rate charges from your service provider may apply, products and services offered by HSBC subject!, monthly maintenance fee, you get $ 100 to $ 500 bonus for opening the.! The first eight checks/withdrawal slips you write, then you will be to! The circles design is a registered trademark, and have had U.S. residency for the past two.... Safeguarding the confidentiality of your personal information the minimum balance requirement and the design.